An emergency fund is an amount of money you set aside for use in case of unexpected expenses like job loss or a big medical bill not covered by insurance. The words “emergency fund” have a bit of a scary connotation to them, but at the end of the day,
1. Don't forget to send that Venmo request When you go out with friends, it's always easier for one person to cover the bill and everyone else to Venmo. Even if you're just grabbing coffee, who wants to hold up the line by having
College can be extremely expensive. If you’re like millions of other incoming first years, odds are you’ll be taking out loans to pay for tuition, rent, textbooks, and more. Loans can feel extremely overwhelming, especially when you’re new to the world of credit. But there’s no
Being accepted into college is exciting. Finishing high school and entering a new stage of life is something worth celebrating. But if you didn’t get a scholarship, your parents were unable to foot the massive bill, or your financial aid award wasn’t enough to pay for tuition and
Student loans are a powerful tool. They can help you afford college, but if you’re not careful about how much you take out and what your plan is to repay them, it’s easy to end up in a tough spot due to the interest you have to pay
Millions of college students every year are faced with the dilemma of figuring out how to pay for college. As a result, many turn to FAFSA - or the Free Application for Federal Student Aid. FAFSA is one of the best ways to help you cover all of your college
If you’ve got your parents’ credit card in your wallet, even if it has your name on it, you’re likely an authorized user. It’s a super common way that families share money. When it comes to credit scores, it can be a way to help build your
Teaching kids about credit scores, budgeting, and personal finance is important, but it isn’t always easy. There’s no one way to go about it. You can give your kids an allowance, you can make them get part-time jobs, you can even cut them off completely and make them
When it comes to credit, it’s understandable that many parents are wary. There’s a dark history to credit building and credit card usage among college students that younger generations aren’t aware of. Prior to 2009, credit card companies had a lot of leeway when it came to
When it comes time to figure out where you’re moving after college, there are a variety of one-time move-in costs what you should take into consideration. Keep in mind that in this example, we’re going through all the potential costs you might encounter, and it’s likely that
When you’re in college, you take living among your best friends for granted. Plenty of schools have on-campus housing that makes it easy to live in tight knit communities - but even if you’re living off campus, chances are that your landlord is used to dealing with college
The short answer is yes, you should create a budget - but you don't have to do it in the way that you might be thinking. When it comes to personal financial health, budgeting is often the first thing people talk about. Unfortunately, budgeting also conjures up images